Charm City Credit Service understands living with bad credit can be discouraging, frustrating, shameful, and just no fun. We want to learn about your situation and help make it right. Isn't it time to have your credit work FOR you, not against you? We have established proven credit repair methods that get results for our clients. We’ve made client satisfaction and service our top priorities. We will work diligently to have inaccurate, misleading, and unverifiable items on your credit report removed and will be relentless in the fight. Because negative items will remain on your credit report for 7-10 years, many people find it impossible to recover from bad credit. Fortunately, we offer a legal, moral, and ethical credit repair service to help people escape from “credit prison” and enter into the financial world again.

As a consumer you have the right to dispute anything on your credit. There are a few qualifying variables that must be met in order for negative information to remain. We will go to bat for you against the Fair Credit Reporting Act to make sure these variables are met. Quite often one or a combination of, are not, and according to the FCRA these items must be removed.  

  • Bankruptices

  • Foreclosures

  • Late Payments

  • Charge-Offs

  • Delinquent Child Support

  • Collections

  • Judgements

  • Tax Liens

  • Medical Bills

  • Student Loans